Terms of Service

1. Acceptance of Terms

By accessing or using NZ Business Tools (nzbusinesstools.co.nz), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use this site.

2. Nature of Content

All content published on NZ Business Tools — including reviews, comparisons, guides, recommendations, and pricing information — is provided for informational purposes only. It does not constitute financial advice, legal advice, accounting advice, or any other form of professional advice.

NZ Business Tools is not a registered financial adviser under the New Zealand Financial Markets Conduct Act 2013 and does not provide regulated financial advice. You should consult a qualified professional before making business or financial decisions.

While we strive to keep pricing, features, and compliance information accurate and up to date, software products change frequently. Always verify current pricing and features directly with the software vendor before purchasing.

3. Affiliate Relationships

This site contains affiliate links. When you click these links and make a purchase, we may earn a commission at no additional cost to you. For full details of our affiliate relationships and how they affect (or do not affect) our editorial content, see our Affiliate Disclosure.

4. Intellectual Property

All content on this site — including text, graphics, review scores, comparison tables, and other materials — is owned by or licensed to NZ Business Tools and is protected by New Zealand copyright law. You may share links to our content and quote short excerpts with attribution, but you may not reproduce, republish, or redistribute our content in full without prior written permission.

Product names, logos, and trademarks referenced on this site belong to their respective owners. Their use is for identification and informational purposes only and does not imply endorsement.

5. Limitation of Liability

To the maximum extent permitted by law, NZ Business Tools and its operators shall not be liable for any loss or damage — including indirect, incidental, or consequential loss — arising from your use of, or reliance on, the content on this site.

Nothing in these terms is intended to exclude or limit any rights you may have under the New Zealand Consumer Guarantees Act 1993 or any other applicable consumer protection legislation that cannot be excluded by contract.

6. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of New Zealand. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of New Zealand.

7. Changes to These Terms

We may update these Terms of Service from time to time. Changes will be effective when posted to this page. The "Last updated" date will reflect the most recent revision. Continued use of the site after changes are posted constitutes your acceptance of the updated terms.

8. Contact

If you have questions about these Terms of Service, please contact us directly. You can also review our Privacy Policy, Affiliate Disclosure, and Cookie Policy.